VA Loans: Your Path to Homeownership as a Military Veteran
If you've served our country, you've earned one of the most powerful home buying benefits available: the VA loan. Here's everything you need to know.
Who Is Eligible for VA Loans?
Active duty service members (90+ days of service)
Veterans who served 90 days during wartime or 181 days during peacetime
National Guard and Reserve members (6+ years of service)
Surviving spouses of veterans who died in service or from service-connected disabilities
VA Loan Benefits
0% Down Payment
Buy a home with no down payment required
No PMI
Save hundreds per monthβno private mortgage insurance
Competitive Rates
VA loans typically offer lower rates than conventional
Flexible Credit
More flexible credit requirements than conventional loans
No Prepayment Penalty
Pay off your loan early without penalty
Lifetime Benefit
Use your VA loan benefit multiple times
How to Get Your Certificate of Eligibility
Your Certificate of Eligibility (COE) proves to lenders that you qualify for a VA loan. You can obtain it through:
Online through the VA's eBenefits portal
Through your lender (Capital BOC can often obtain it on your behalf)
By mail using VA Form 26-1880
Why Capital BOC Specializes in VA Financing
At Capital BOC, we have deep experience with VA loans and understand the unique needs of military families. We work with multiple VA-approved lenders to find you the best rate and terms, and we handle all the paperwork so you can focus on finding your home.
Our team has helped dozens of Southern California veterans achieve homeownership using their hard-earned VA benefits. We're honored to serve those who have served our country.
Get Pre-Approved for a VA Loan
You've earned this benefit. Let Capital BOC help you use it to buy your Southern California home.
Contact
5800 S. Eastern Ave, Suite 500
Commerce, CA 90040
Commerce, CA 90040
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