Financing Options
As a licensed mortgage broker approved with 25+ lenders, we shop rates for you, ensuring the best terms for your unique situation.
The Capital BOC Advantage
Our mortgage division, Capital BOC, gives you access to 25+ wholesale lenders, meaning better rates, lower fees, and more loan options than going directly to a single bank.
Traditional financing with competitive rates for qualified buyers. Down payments as low as 3%.
- Fixed & adjustable rates
- Primary & investment properties
- Up to $766,550 conforming limit
Government-backed loans designed for first-time buyers and those with lower credit scores.
- 3.5% minimum down payment
- Lower credit score requirements
- Competitive interest rates
Exclusive benefits for veterans and active-duty military. Zero down payment required.
- 0% down payment
- No PMI required
- Competitive rates for veterans
Flexible financing for self-employed borrowers, investors, and unique financial situations.
- Bank statement programs
- DSCR for investors
- Foreign national loans
Special programs with down payment assistance and reduced closing costs for first-time homebuyers.
- Down payment assistance
- Reduced closing costs
- Educational resources
Financing for luxury properties that exceed conforming loan limits in high-cost areas.
- Loan amounts over $766,550
- Competitive jumbo rates
- Flexible terms available
Get Pre-Approved Today
Find out how much home you can afford. Our mortgage team will guide you through the process.
Licensed Real Estate Brokerage DRE# 01926616
